A youngster asked an old rich man how he made his money.
The old guy fingered his worsted wool vest and said, "Well son, it was 1932. The depth of the Great Depression. I was down to my last nickel. I invested that nickel in an apple. I spent the entire day polishing that apple and, at the end of the day, I sold the apple for ten cents.
The next morning, I invested those ten cents in two apples. I spent the entire day polishing them and sold them for 20 cents. I continued this system of polishing and selling, each time re- investing my profits into buying more apples."
"Wow!" said the young man, "and that's how you accumulated your fortune?"
"Nah", said the old man, then the fortunate thing happened
"my wife's father died and left us two million dollars."