Lady: How many packs of cigarettes per day?
Man: Usually about 5 packs
Lady: How much do you pay per packs ?
Man: IDR 10,000
Lady: And how long have you been smoking?
Man: 40 years, I suppose
Lady: So a pack of sigaret costs IDR 10,000 and you have 5 packs a day which puts your spending each month at IDR 1,5 million. In one year, it would be IDR 18 Million correct?
Lady: If in 1 year you spend IDR 18 Million, not accounting for inflation, the past 40 years puts your spending at IDR 720 Million, correct?
Lady: Do you know that if you didn't smoke so much cigarettes, that money could have been put in a step-up interest savings account and after accounting for compound interest for the past 40 years, you could have now bought a New Mercedes Benz?
Man: Do you smoke?
Man: Where's your New Benz?